Being a cheapskate is my chosen profession, come by honestly from a boyhood in the farmlands of Ohio—where you learn to use it up, wear it out, make it do, or do without—and 24 years running nonprofit groups. In the spring of 2008, as the Dow seesawed, I crisscrossed the country on a 30-year-old bicycle to research my second book, The Cheapskate Next Door. I had surveyed more than 300 of my "Miser Advisers"—a network of superthrifty folks I've developed—about their financial habits, and I wanted to take a closer look at them. I met near-millionaires and people who earned so little they could qualify for public assistance but chose not to—they had more than enough to live as they wished. What they all had in common: they've found ways to be wealthy that don't depend on earning more cash or buying more things.
Thursday, May 26, 2011
aarp
Amplify’d from www.aarp.org
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Tuesday, May 24, 2011
Retire to Prescott...four seasons at a mile high elevation
Amplify’d from www.frugal-retirement-living.com
Retire to Prescott...four seasons at a mile high elevation
Retire to Prescott, and enjoy the four seasons... Even though Prescott is only an hour and a half Phoenix, Phoenix elevation 1100 feet.
The fact that Prescott sits at 5200 feet, means snow in the winter and 15 to 20 degrees cooler in the summertime..
Prescott was the initial capital of the Arizona territory in 1863... Phoenix became the capital in 1889... The initial attraction to Prescott...gold.Prescott facts
Prescott it is still a small town, with a population of 42,000.
Prescott is sometimes called, Arizona's Victorian city...here are 700 structures on the national register of historic places...the downtown area, centered around the courthouse square, is a great place for a stroll, shopping, or a fine meal.
Prescott has been recognized by several entities for art and culture...it was ranked among the top 50 cities to live in, by National Geographic adventure.
Here is a link to the county website.Prescott Valley
When we say retire to Prescott, it also includes Prescott Valley
Prescott Valley 15 miles east of Prescott, has 23,000 residents.
This photo shows the Stoneridge golf course, an excellent course open to the public.
Here is the official city of Prescott Valley linkWhy choose Prescott for best Arizona retirement living?
It is close enough to Phoenix, a pleasant drive of an hour and a half, and the big city amenities.
It is also small enough to have a real small town feel...and if you don't mind a little snow in the winter, you should give Prescott and Prescott Valley, a good look when deciding where to retire in Arizona.
Combine a mild climate with all of the historic buildings in Prescott, and it's no wonder that Prescott is finding favor among Arizona retirees.
See this Amp at http://amplify.com/u/a13uke
Monday, August 23, 2010
Learn about Search Engine Optimization Raleigh For Your Small business
When you've got a business in Raleigh, North Carolina, having an internet site to promote it would definitely assist increase your sales. It can be used in loads of ways. For one, it's a great advertisement tool. You'll be able to direct people to your web site which informs them of your presence. Once extra people know that your corporation exists, you will understand an increase in sales. At the identical time, you may as well make use of your web site as an outlet of your products within the form of an e-commerce site. This may instantly affect your sales. However, to correctly pull this off, you will have search engine optimization Raleigh experts.
Search Engine Optimization or web optimization is the process (or the science, as some people put it) of ranking in search engines. The purpose of search engine optimization Raleigh specialists is to decide on a keyword associated to your web site and as soon as someone searches for that phrase or phrase, your web site will seem at the top of the search results. For instance, in case you sell muffins then you must aim to be number one within the search results of the phrase muffins in Raleigh. This is achieved in quite a lot of methods however basically there are parts to it: on page optimization and off page optimization.From right here, the process gets very technical and it's straightforward to get lost. Because of this you'll be higher off hiring search engine optimization Raleigh experts. They know what this business is all about they usually understand what it takes to get your web site to that number one spot. Once you're there, it is possible for you to to receive much more traffic to your site. More traffic would mean extra people would know that you just exist. If extra people learn about you, then this may successfully improve your gross sales and improve money in your pocket.
Barry H. Hemmeltun
Search Engine Optimization or web optimization is the process (or the science, as some people put it) of ranking in search engines. The purpose of search engine optimization Raleigh specialists is to decide on a keyword associated to your web site and as soon as someone searches for that phrase or phrase, your web site will seem at the top of the search results. For instance, in case you sell muffins then you must aim to be number one within the search results of the phrase muffins in Raleigh. This is achieved in quite a lot of methods however basically there are parts to it: on page optimization and off page optimization.From right here, the process gets very technical and it's straightforward to get lost. Because of this you'll be higher off hiring search engine optimization Raleigh experts. They know what this business is all about they usually understand what it takes to get your web site to that number one spot. Once you're there, it is possible for you to to receive much more traffic to your site. More traffic would mean extra people would know that you just exist. If extra people learn about you, then this may successfully improve your gross sales and improve money in your pocket.
Barry H. Hemmeltun
Wednesday, September 30, 2009
What on Earth is My Purpose in Life?
By Nicolas Baron
You might have often thought "what is my purpose in life"? Don't you? In fact it might have miffed you time and again. Isn't it? But could you discover any answer to your query? All these questions often beleaguer our nerves and stand the test of time. Don't get baffled, relax and review your life, with a vision, entirely differently than ever before. It will help you realize what exactly you have been missing till now! I am sure this query pops up in everyone's mind and soul one day or the other! Have you ever pondered upon why this query? Let me tell you! Because every person has come with a destined purpose in this planet and their inner voice reminds them about it every now and then. That's why this query keeps them jolting frequently.
You need to find the answer to this query of your soul and inner consciousness how to live your life to the fullest. How to do it? There are two types of people in this world - one who are not bothered about the reasons behind their existence in the world and keep leading a reckless and messy life without much ado to finding purpose of life and others who are sensitive enough to come up with repeated brainstorming thoughts to find their exact purpose in life. The persons with later vision turn around their own destiny and simultaneously whirl the entire vicinity around them to set the things right in an endeavor to help people around them finding their life purpose of life of which they were oblivious of till date. Such is the aura of self enlightenment!
But a thousand dollar question that always teases minds of everyone is what this self enlightenment actually is? What I could find during my research and tryst with life till now is, self enlightenment is a unique experience of getting oneself connected to the divine power by way of repeated meditation, self determination and by consistently striving to find one's purpose in life. Again the things came back to what is your life purpose. There is a co-relation between purpose of life and self enlightenment. Self enlightenment provides you a broader vision to organize your life and actions but it never drives you to become missionary and shun away all your worldly and social responsibilities to become a celestial entity. Because even Almighty inspires you to illuminate a sense of self retrospect and find your own way to lead the life with a meaningful meticulous perspective.
This is what I want to explain that the Almighty has blessed us all with a wonderful gift of human life which is most precious and unique possession. Not only has this but it also needed to have some plausible and predefined purpose suiting one's capabilities and inclinations. So, last but not the least there is some reason and destined purpose behind every human life. We need to enlighten ourselves to grill that purpose and edge towards its mission to proclaim our life's fulfillment and worth. If you could do this, you will find all your answers to the query "what is my purpose in life" and this is my mission to help you find the mission of your life.
Nicolas Baron developed a system to help you succeed in Finding your Purpose in Life and feeling fulfilled and happier in general. These worksheets & exercises are incredibly helpful for self awareness and a greater understanding of the key principles to finding your life purpose.
Discover more about how to Find your Purpose and Passion from his popular free e-Course, available at: ===> http://www.find-your-purpose-now.com
You might have often thought "what is my purpose in life"? Don't you? In fact it might have miffed you time and again. Isn't it? But could you discover any answer to your query? All these questions often beleaguer our nerves and stand the test of time. Don't get baffled, relax and review your life, with a vision, entirely differently than ever before. It will help you realize what exactly you have been missing till now! I am sure this query pops up in everyone's mind and soul one day or the other! Have you ever pondered upon why this query? Let me tell you! Because every person has come with a destined purpose in this planet and their inner voice reminds them about it every now and then. That's why this query keeps them jolting frequently.
You need to find the answer to this query of your soul and inner consciousness how to live your life to the fullest. How to do it? There are two types of people in this world - one who are not bothered about the reasons behind their existence in the world and keep leading a reckless and messy life without much ado to finding purpose of life and others who are sensitive enough to come up with repeated brainstorming thoughts to find their exact purpose in life. The persons with later vision turn around their own destiny and simultaneously whirl the entire vicinity around them to set the things right in an endeavor to help people around them finding their life purpose of life of which they were oblivious of till date. Such is the aura of self enlightenment!
But a thousand dollar question that always teases minds of everyone is what this self enlightenment actually is? What I could find during my research and tryst with life till now is, self enlightenment is a unique experience of getting oneself connected to the divine power by way of repeated meditation, self determination and by consistently striving to find one's purpose in life. Again the things came back to what is your life purpose. There is a co-relation between purpose of life and self enlightenment. Self enlightenment provides you a broader vision to organize your life and actions but it never drives you to become missionary and shun away all your worldly and social responsibilities to become a celestial entity. Because even Almighty inspires you to illuminate a sense of self retrospect and find your own way to lead the life with a meaningful meticulous perspective.
This is what I want to explain that the Almighty has blessed us all with a wonderful gift of human life which is most precious and unique possession. Not only has this but it also needed to have some plausible and predefined purpose suiting one's capabilities and inclinations. So, last but not the least there is some reason and destined purpose behind every human life. We need to enlighten ourselves to grill that purpose and edge towards its mission to proclaim our life's fulfillment and worth. If you could do this, you will find all your answers to the query "what is my purpose in life" and this is my mission to help you find the mission of your life.
Nicolas Baron developed a system to help you succeed in Finding your Purpose in Life and feeling fulfilled and happier in general. These worksheets & exercises are incredibly helpful for self awareness and a greater understanding of the key principles to finding your life purpose.
Discover more about how to Find your Purpose and Passion from his popular free e-Course, available at: ===> http://www.find-your-purpose-now.com
Monday, September 21, 2009
Tips On Home Business – Why Start Online Business – Internet Marketing Programs
By: Sullivan Pau
I have been marketing online for some time now and have gone through much. This is what am going to share through out on my blog. Am pretty sure you have arrived on my site because you need to start an online business that can earn you extra income on the side or make it grow and earn full-time big money from it. You are not lost friend! This is the best place to be.
Now that you want to start a home business or indulge in internet marketing. This is the best thing you can think off owing to the economy crisis facing us and the urge to be our own bosses and not employees. Here are a few Tips I want to highlight before we hit the road to financial freedom.
Tip 1: It’s not easy to start a new online business just like on other investments. You have to be broad enough to succeed. You don’t need to worry; there are many willing to help you out there on the internet like I do. Why should you try inventing the wheel once again? I did it for you and all you need is just follow few trade rules and tutorials, add a little energy, time and there you are towards a financial breakthrough.
Tip 2: You can follow the steps I have taken and build your own income generating home business with very minimal capital. I will offer my free guidance to you. Take it seriously and you will be smiling from the bank a few months from now. Having a successful online business is one of the ways to build a residue income generating project of a lifetime from comfort of your home
Tip 3: With dedication, perseverance and hard work, you can afford making a six figure annual income from home using my simple online home business ideas and secrets. This means you can earn when relaxing on a beach anywhere in the world, watching TV, sleeping, Ooh yes, I mean it, just think of the any other odd place you can be and still claim to be at work. The power of online marketing breaks all the barriers and you can work from anywhere anytime!
This is an Honest new home business revolution which you need to be in, enjoy the money making experience and be blown away as you delve deeper in online wealth creation. You can get more free ideas and tips on my blog or email your question to email gacheru04@gmail.com
About the Author:
Sullivan Pau is a web Consultant and Webmaster at Syspag Studios ,A company offering web/blog design,web/blog hosting and SEO Outsourcing services.Visit more Internet Technology Opportunities at Great Home Business tips
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I have been marketing online for some time now and have gone through much. This is what am going to share through out on my blog. Am pretty sure you have arrived on my site because you need to start an online business that can earn you extra income on the side or make it grow and earn full-time big money from it. You are not lost friend! This is the best place to be.
Now that you want to start a home business or indulge in internet marketing. This is the best thing you can think off owing to the economy crisis facing us and the urge to be our own bosses and not employees. Here are a few Tips I want to highlight before we hit the road to financial freedom.
Tip 1: It’s not easy to start a new online business just like on other investments. You have to be broad enough to succeed. You don’t need to worry; there are many willing to help you out there on the internet like I do. Why should you try inventing the wheel once again? I did it for you and all you need is just follow few trade rules and tutorials, add a little energy, time and there you are towards a financial breakthrough.
Tip 2: You can follow the steps I have taken and build your own income generating home business with very minimal capital. I will offer my free guidance to you. Take it seriously and you will be smiling from the bank a few months from now. Having a successful online business is one of the ways to build a residue income generating project of a lifetime from comfort of your home
Tip 3: With dedication, perseverance and hard work, you can afford making a six figure annual income from home using my simple online home business ideas and secrets. This means you can earn when relaxing on a beach anywhere in the world, watching TV, sleeping, Ooh yes, I mean it, just think of the any other odd place you can be and still claim to be at work. The power of online marketing breaks all the barriers and you can work from anywhere anytime!
This is an Honest new home business revolution which you need to be in, enjoy the money making experience and be blown away as you delve deeper in online wealth creation. You can get more free ideas and tips on my blog or email your question to email gacheru04@gmail.com
About the Author:
Sullivan Pau is a web Consultant and Webmaster at Syspag Studios ,A company offering web/blog design,web/blog hosting and SEO Outsourcing services.Visit more Internet Technology Opportunities at Great Home Business tips
Sunday, September 20, 2009
Attracting Your Life Purpose
I hold a different view to most people about having a life purpose. A lot of people tend to think that you must have a life purpose and that you must work it out when you’re here on earth.
Others will say that you cannot know your life purpose until you transcend into the non-physical.
My own personal view is… who cares? Why do you feel the need to know that you have a life purpose and that you must complete it?
Life has offered you free-will, meaning you have the ability to choose what you do and when you do it. No one can ever take that completely away from you.
It is my belief that everyone on this planet has a choice, and that choice is they can believe in whatever they want to. If you want to believe that god has given you a mission to complete, then that’s fine.
You had the decision about whether you wanted to come here to earth before you were born and I think that some energies/entities did decide that they were coming here for a purpose. To heal, to help, to teach, to assist, etc.
But I also feel that some people just came here because they wanted to. They wanted to come here for the experience. I’m one of these people. Yes, I have decided to teach what I’ve learned along the way, but that isn’t my life’s purpose.
Having a life’s purpose can be used as a way to say "Yes, I’ve completed what I came here to do, now I can die in peace without having any worries". But isn’t that a bit of a cop out? Isn’t that finding an excuse so that you can release your fear of death?
The more spiritually enlightened you become, the more you will realize that everything in this world and in your life is already perfect. You cannot make a mistake with life and everything will pan out to perfection even if you don’t perceive it that way. Given that is true, if there are such things as a life purpose and god is handing them out on your way into planet earth, then you cannot help but to not only achieve it but discover what it is when the time is right for you.
"There is no blackboard in the sky on which God as written your purpose, your mission in life...your purpose is what you say it is. Your mission is the mission you give yourself. Your life will be what you create it as, and no will stand in judgment of it, now or ever."
- Neale Donald Walsch
Get your free report on manifesting miracles right now by visiting: http://www.ManifestMiracle.com/free/
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Others will say that you cannot know your life purpose until you transcend into the non-physical.
My own personal view is… who cares? Why do you feel the need to know that you have a life purpose and that you must complete it?
Life has offered you free-will, meaning you have the ability to choose what you do and when you do it. No one can ever take that completely away from you.
It is my belief that everyone on this planet has a choice, and that choice is they can believe in whatever they want to. If you want to believe that god has given you a mission to complete, then that’s fine.
You had the decision about whether you wanted to come here to earth before you were born and I think that some energies/entities did decide that they were coming here for a purpose. To heal, to help, to teach, to assist, etc.
But I also feel that some people just came here because they wanted to. They wanted to come here for the experience. I’m one of these people. Yes, I have decided to teach what I’ve learned along the way, but that isn’t my life’s purpose.
Having a life’s purpose can be used as a way to say "Yes, I’ve completed what I came here to do, now I can die in peace without having any worries". But isn’t that a bit of a cop out? Isn’t that finding an excuse so that you can release your fear of death?
The more spiritually enlightened you become, the more you will realize that everything in this world and in your life is already perfect. You cannot make a mistake with life and everything will pan out to perfection even if you don’t perceive it that way. Given that is true, if there are such things as a life purpose and god is handing them out on your way into planet earth, then you cannot help but to not only achieve it but discover what it is when the time is right for you.
"There is no blackboard in the sky on which God as written your purpose, your mission in life...your purpose is what you say it is. Your mission is the mission you give yourself. Your life will be what you create it as, and no will stand in judgment of it, now or ever."
- Neale Donald Walsch
Get your free report on manifesting miracles right now by visiting: http://www.ManifestMiracle.com/free/
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